Planning Your Funeral In Your 20s Is Not Pointless

The topic of death, and mores specifically your own death tends to be one the British do not like talking about.

If you’re elderly and you try and talk about it with families can often shut down and block out the conversation, as it is too painful to talk about.

If you are young, say in your 20s or 30s, something else happens, mainly your family thinks the discussion is pointless, as if you may somehow live forever.

Well, it isn’t pointless talking about this subject because what you put in place now could be the very thing that protects your loved ones in the future when you will inevitably die.

Beneficiaries Are A Good Idea

One of the easiest ways to protect your money and look after your loved ones when something happens to you and you becoming living-challenged is to make your loved ones beneficiaries on your accounts.

This could be your current account, savings account, ISA or whatever. All you’ll need is your beneficiary’s details, the usual stuff and, hey bingo, they’re on it.

The full list of how to do it can be found at, just remember to tell them this, and all the information they’ll need to have to hand.

Reassuringly the person/people you place as beneficiaries on your account, can only gain access to your account once you die.

Plan Your Funeral

Planning Your Funeral In Your 20s Is Not Pointless

Planning your funeral is helpful in so many ways. First of all, your friends and relatives have just lost someone they loved, which is an extremely stressful issue for them to deal with. Therefor if you plan your funeral in advance, it will hopefully make it easier and less stressful for them to deal with.

Secondly, as you’ll see at your funeral, can be rather expensive, so why not plan for that expenditure in advance and take it out of your family’s hands.


During probate checks your assets, possessions and land are assessed, where they will then determine the authenticity of your will, your debts and your taxes.

It can be a lengthy process, and that can mean it is a money-eating process too. This is not good if you don’t have much to pass on in the first place.

You’ll want to avoid this, so that’s where a beneficiary becomes valuable, as it will keep your accounts from going through the courts.

Instead, the money will go straight to the beneficiary, and the beneficiaries on these accounts will be recognised by law, even above what is stated in your will – something to keep that in mind.

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Poppy is a money-saving expert in the UK.