Whether you’re looking to buy an irresistible bargain, or trying to shift some unwanted goods, your online go-to has always been internet auction house, eBay.
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Cash machines are disappearing from the streets of Britain at a rate of 300 per month. Now, debit cards have, for the very first time, overtaken cash usage – with 13.2 billion transactions to 13.1 billion.
Read More» Apps / Banking / Credit Cards / Debt / Financial Planning / Personal Finance Posted by Paul 04 Jul 2018 / 0 comments
It’s now official: debit cards have finally outpaced cash usage for the very first time.
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We’ve gone from a nation of savers to a nation of borrowers – taking out credit cards, dipping into our overdrafts and using payday loans to combat ever-rising prices and to fund our 21st century lifestyles.
Read More» Credit Cards / Credit Rating / Debt / Financial Planning / Personal Finance Posted by Paul 20 Jun 2018 / 0 comments
Revolut, the London-based fintech start-up, has announced plans to launch commission-free stock trading.
Read More» Apps / Banking / Banking / Business / Fintech / Personal Finance / Start-ups / Technology Posted by Paul 13 Jun 2018 / 0 comments
Losing a job – a lot of us have been there and know the horrible sinking feeling that accompanies your last paycheque.
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The monthly phone bill is one of those expenses that can seem to slip under the radar – you realise that you need more data each month, so you let them up your tariff by a fiver… you upgrade to the latest model and your plan goes up again.
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It feels like a catch-22 situation: you can’t take out credit cards, loans or mortgages without a good credit score, but in order to build your credit score you need to use a credit card or make loan repayments.
Read More» Credit Rating / Debt / Financial Planning / Personal Finance Posted by Paul 23 May 2018 / 0 comments
We love saving money. So it stands to reason that we also love money saving-tips… but only when they’re actually likely to help.
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In the headlines this week, we’ve seen the recommendation that every 25-year-old is given a one-off payment of £10,000 to help address the growing imbalance between generations.
Read More» Banking / Careers & Employment / Debt / Education / Mortgages / News / Personal Finance / Personal Finance / Savings Posted by Paul 09 May 2018 / 0 comments
When you decide to make a lifestyle change, it’s easy to go for an all or nothing approach – after all, you want to see results as quickly as you can.
Read More» Banking / Debt / Financial Planning / Personal Finance / Savings Posted by Paul 02 May 2018 / 0 comments
We’re constantly reminded of the importance of saving – whether it’s for our retirement, that luxury holiday or for those emergency expenditures that just seem to come out of nowhere.
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For anyone trying to take control of their finances, creating and managing a budget is absolutely vital. Here, you can see all your earnings and assess your out-goings.
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If you’re a worker in the UK then you already know about auto-enrolment.
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So, we can all see how technology has changed the way we live, the way we work and even the way we shop for those to-die-for deals, right?
Read More» Banking / Business / Business / Credit Cards / Finance Tech / News / Personal Finance / Personal Finance / Tech Posted by Paul 16 Mar 2018 / 0 comments
You’re planning on starting a new business. Congratulations! This is an exciting time for any entrepreneur, whether you’re a seasoned business owner or a rookie start-up.
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In the world of finance, there is plenty of jargon floating around which can cause it to seem more complex and dense than it is in reality.
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Whether you’ve just set up your own business or have been on the scene for years, managing your cash flow is essential to success in any industry.
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UK landlords are taking to major cities throughout the UK for investments in buy to let property.
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More people than ever are turning to self-employment and while there are certainly many advantages to being your own boss, it’s safe to say that reviewing expenses isn’t one of them.
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