Tips for Taking On An Insurance Claim Dispute

Tips for Taking On An Insurance Claim Dispute

Insurance claim disputes are very common, but that doesn’t make them any less stressful to deal with.

Here are some tips to come out of the battle with the compensation you think you deserve.

Get Your Facts Straight

The first thing you need to do when you have a claim rejected by your insurance provider is check your case. You need to make sure that you are right, and your insurance provider is wrong.

You’ll be wasting your time chasing an insurance claim that you’re wrong about. So, check the facts and solidify your position.

You could get advice from a lawyer if you want to be 100% sure that you’re right in trying to pursue the claim. That lawyer may also come in handy later on when you have to take the case further.

On the other hand, the lawyer might tell you that you have no claim to compensation, and then you’ll just have to drop the claim.

Try Mediation

Once you’re sure that you’re right to pursue the claim, you will need to challenge the insurance company again. If there’s a mechanism in place that allows you to appeal the decision, you should take advantage of this.

If this still doesn’t help, you’ll need to take your discussions to the next stage.

Mediation might be the chance to finally make that breakthrough. This is when you sit down with the insurance provider and an independent mediator to try and come to a compromise of bash out a solution.

If this process is going to succeed, both sides will have to compromise a little bit though.

Gather Evidence

If and when mediation fails to produce an acceptable outcome, you will have to move on again. This means taking the case to a civil court.

To win the case when you appear in front of a judge, you will need to gather evidence that will prove you are right, and the insurance company is wrong.

Don’t be intimidated by the prospect of taking on the insurance company. Yes, they may have more money to spend on the case, but you can still win in court.

You could use an investigator that specialises in legal & litigation support for people looking to defeat an insurance company in court.

Take Your Claim to Court

Once all that evidence has been gathered, the time will come to take your claim to court and present the evidence to the judge.

This is something that can be difficult for people who have no experience of appearing in court. But if you have a good lawyer by your side, you will have the help you need.

It’s important to discuss your approach to the court case with your lawyer in detail. They will have the experience of these situations, so don’t be tempted to ignore the advice they give you.

Doing so would be a big mistake, and one that you should try to avoid. You also need to stay calm and present your evidence in a calm, clear and concise manner to the judge.

If you feel like you have a claim for compensation but the insurance company won’t pay up, use this guide to help you win the money you deserve.

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Poppy loves personal finance almost as much as she loves her two cats, Tif and Taz.
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