Looking for an alternative to Monese the digital banking service? Read on for our guide.

Monese is a popular choice for international students and people who are new to the UK, because it can be easier to get an account compared to other banking services if you don’t have a UK credit history or proof of address. There are still services that may be able to accommodate you if you are in this situation.

Revolut in particular do not require a credit check to provide you with an account, which features a UK account number and sort code, plus a free contactless card if you sign up via our link.

Personal Bank Account Alternatives to Monese

If you are a looking for an account for personal use, the main alternatives to Monese are Starling, Monzo, N26 and Revolut.

All these services provide a UK bank account and debit card you can use for spending and ATM use.

Business Bank Account Alternatives to Monese

If you are looking for a UK business account with a fast sign up process then either Tide, or the Starling business account are both great options.

Tide takes less than 5 minutes to sign up and get a UK bank account for sole-traders and limited companies in the UK.

Monese Alternatives

ServiceGood ForSavings InterestFCFS ProtectedMore
StarlingBudgeting, Saving0.25% – 0.5%More
MonzoBudgeting, SafetyNoneMore
Revolut🌏 💱NoneNoMore
Atom BankSaving, Mortgages0.8% – 1.8%More
TandemSaving1.6% – 2%More
PlumInvesting, FacebookNoneNoMore
ChipSaving0% – 5%NoMore