Starling Logo on Card Insert

What is Starling Bank?

Starling Bank is an app-based banking service located in the UK.

With Starling you get instant payment notifications, budgeting features, interest paid on savings, and more.

Starling Bank Account

App Available for iOS and Android

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What Features Does Starling Bank Have?

With Starling Bank you get access to features including:

  • UK bank account number and sortcode
  • Free contactless Mastercard to use for spending & ATM withdrawals
  • Interest paid on savings
  • 24/7 customer support inside the app
  • Budgeting features such as savings pots and rounding-up payments
  • Automatic categorisation of transactions
  • Free spending and ATM use abroad
  • Overdraft and lending facilities
  • Business accounts available


Starling Bank are one of the few app-based banking services to pay interest on money held, at 0.5% AER on balances up to Β£2,000, and 0.25% on balances above Β£2,000 (up to Β£85k).

Overdrafts and Lending

Starling offer an overdraft facility, as well as personal loans. Once your account is approved you will see the overdraft offered to you, and you can set the overdraft to be lower if required.

Card, Spending and ATM

Spending and ATM withdrawals can be done with a free contactless Mastercard.

The ATM limit at Starling is far better than competitors, you can make up to six withdrawals a day totaling a maximum of Β£300.

Can I use my Starling card abroad?

Yes, you can use your Starling bank card abroad to spend and make ATM withdrawals with no additional fees.

Is My Money Safe With Starling?

Money held with Starling Bank is FCFS protected, meaning your savings are automatically protected up to Β£85,000.

Business Accounts

As well as personal accounts, Starling are one of the few challenger banks that offer accounts for businesses.

Starling can be integrated with Xero and you can pay money in via the Post Office.

Compare Starling Bank

ServiceGood ForSavings InterestFCFS ProtectedMore
StarlingBudgeting, Saving0.25% – 0.5%βœ…More
MonzoBudgeting, SafetyNoneβœ…More
Revolut🌏 πŸ’±NoneNoMore
Atom BankSaving, Mortgages0.8% – 1.9%βœ…More
TandemSaving1.6% – 2%βœ…More
PlumInvesting, FacebookNoneNoMore
ChipSaving0% – 5%NoMore

Review Summary

Starling Bank
  • Features
  • Fees
  • Trust & Safety


Our recommended app for personal banking. No monthly fees and a wide range of features.

Company Location

Starling are based in the UK πŸ‡¬πŸ‡§

Address: 3rd floor, 2 Finsbury Avenue, London EC2M 2PP