What is Monese?

Monese is an alternative banking service based in the UK that was launched in 2015.

With Monese you can download the app and create a UK bank account in a few minutes.

To open an account you don’t need to be a UK resident, so the service is popular with international students and expats.



Available on iOS and Android

Go To Site


Monese has features including:

  • Get a UK bank account in minutes
  • No credit check
  • Pay in wages/salary
  • Debit Mastercard for spending & ATM use
  • Send money to friends/family
  • Send money internationally
  • Manage your money in the app

UK Bank Account

With Monese you can create a UK bank account in minutes, and get a sort-code and account number you can use to send and receive money.

No Credit Check

Monese does not credit check potential customers, meaning you may still be able to get an account if you have bad credit history or no credit history in the UK.

Monese Card

Monese offer a debit Mastercard that you can use for spending and ATM withdrawals.

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Alternatives to Monese

If you are looking for an app-based UK banking service the main alternatives to Monese are Starling Bank, Monzo, N26 and Revolut.

Review Summary

  • Features
  • Fees
  • Trust & Safety


Monese is an app-based banking service popular with students and expats in the UK.

Company Location

Monese is based in the UK ??

Address: 85 Great Portland Street, London, W1W 7LT