Whether you’re fresh out of college or looking to return as a mature student, going to university can be a fulfilling experience that offers education as well as the chance to upskill in your field.
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Debt
Youngsters can’t be expected to suddenly get the hang of managing their finances: it’s a skill that needs to be actively learned, not picked up along the way.
Read More» Banking / Debt / Financial Planning / Personal Finance / Technology Posted by Paul 14 Sep 2018 / 0 comments
If you’ve run into financial difficulty in the past then it might have left its mark on your credit file: defaulted payments are visible on your record for a number of years, and might lead to you being turned down if you apply for further credit in the future.
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One financial tool which is extremely underutilised – but can also be incredibly helpful – is the balance transfer credit card.
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The Bank of England has raised the interest rate from 0.5% to 0.75% – the first rise since 2009.
Read More» Banking / Debt / Financial Planning / Loans / Money Saving / Mortgages / News / Pensions / Personal Finance / Savings Posted by Paul 08 Aug 2018 / 0 comments
Sometimes emergencies happen and you need access to cash fast. So, what do you do when your rainy-day fund is empty and you need a sizeable sum of money urgently? An emergency loan could be your only option.
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Cash machines are disappearing from the streets of Britain at a rate of 300 per month. Now, debit cards have, for the very first time, overtaken cash usage – with 13.2 billion transactions to 13.1 billion.
Read More» Apps / Banking / Credit Cards / Debt / Financial Planning / Personal Finance Posted by Paul 04 Jul 2018 / 0 comments
