The Bank of England has raised the interest rate from 0.5% to 0.75% – the first rise since 2009.
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Sometimes emergencies happen and you need access to cash fast. So, what do you do when your rainy-day fund is empty and you need a sizeable sum of money urgently? An emergency loan could be your only option.
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Cash machines are disappearing from the streets of Britain at a rate of 300 per month. Now, debit cards have, for the very first time, overtaken cash usage – with 13.2 billion transactions to 13.1 billion.
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We’ve gone from a nation of savers to a nation of borrowers – taking out credit cards, dipping into our overdrafts and using payday loans to combat ever-rising prices and to fund our 21st century lifestyles.
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Let’s face the harsh reality. We all have faced or will face some sort of financial crisis in our lifetime and it is our responsibility to be ready for it.
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Losing a job – a lot of us have been there and know the horrible sinking feeling that accompanies your last paycheque.
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Your credit score changes as a result of every loan that you take out and every payment that you make, pay late or fail to pay.
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