What is Atom Bank?

Atom Bank launched in 2016 offering fixed savings accounts and mortgage products, all of which can be applied for managed via the app.

Fixed Saver Account

Atom Bank offer Fixed Saver accounts with interest rates up to 1.8%.

With Atom Bank you can open a savings account in as little as 10 minutes.

Manage your savings accounts and see the interest you are earning inside the app.


With Atom Bank you can sign up and apply for a mortgage direct via the app.

You will be connected to an independent broker who will guide you through your application process.

Is My Money Safe With Atom Bank?

Your money held with Atom Bank is fully FCFS protected, meaning your money is covered up to £85,000.

Compare Atom Bank

ServiceGood ForSavings InterestFCFS ProtectedMore
StarlingBudgeting, Saving0.25% – 0.5%More
MonzoBudgeting, SafetyNoneMore
Revolut🌏 💱NoneNoMore
Atom BankSaving, Mortgages0.8% – 1.8%More
TandemSaving1.6% – 2%More
PlumInvesting, FacebookNoneNoMore
ChipSaving0% – 5%NoMore

Review Summary

Atom Bank
  • Features
  • Fees
  • Trust & Safety


App-based provider of fixed savings accounts and mortgages.

Company Location

Atom Bank are based in the UK ??

Address: The Rivergreen Centre, Durham DH1 5TS