Credit Cards

The Art Of The Balance Transfer

One financial tool which is extremely underutilised – but can also be incredibly helpful – is the balance transfer credit card.

How To Give Up Cash

Cash machines are disappearing from the streets of Britain at a rate of 300 per month. Now, debit cards have, for the very first time, overtaken cash usage – with 13.2 billion transactions to 13.1 billion.

Apps / Banking / Credit Cards / Debt / Financial Planning / Personal Finance Posted by Paul 04 Jul 2018 / 0 comments

How Much Debt Is Too Much?

We’ve gone from a nation of savers to a nation of borrowers – taking out credit cards, dipping into our overdrafts and using payday loans to combat ever-rising prices and to fund our 21^st century lifestyles.

Credit Cards / Credit Rating / Debt / Financial Planning / Personal Finance Posted by Paul 20 Jun 2018 / 0 comments

Preparing For The Inevitable Financial Emergency

Let’s face the harsh reality. We all have faced or will face some sort of financial crisis in our lifetime and it is our responsibility to be ready for it.

Credit Cards / Debt / Financial Planning / Loans / Personal Finance / Savings Posted by Poppy 12 Jun 2018 / 0 comments

Busting Myths: Can You Improve Your Credit Score By Borrowing Money?

Your credit score changes as a result of every loan that you take out and every payment that you make, pay late or fail to pay.

Credit Cards / Credit Rating / Debt / Loans / Personal Finance Posted by Paul 31 May 2018 / 0 comments

4 Ways To Stop Stressing About Personal Finances And Change Them For The Better

Money is one of the leading causes of stress for many people. You often feel you don’t have enough of it and when you do, you feel guilty about spending it in case you need it for an emergency.